INSURANCE FOR ALL
Carpentry Contractor, General Contractor, Masonry Contractor, Electrical Contractor, Excavation Contractor, HVAC Contractor, Landscape Contractor, Mechanical Contractor, Pool Contractor, Plumbing Contractor, Roofing Contractor or a Water & Mold Remediation Contractors
Contractors may require several types of insurance: General Liability Insurance, Commercial Property Insurance, Employment Practices Liability Insurance Professional Liability Insurance, Workers Compensation Insurance, Tool coverage Insurance, Builder’s Risk Insurance and Commercial Auto insurance just to name a few.
Whether your business operates as Carpentry Contractor, General Contractor, Masonry Contractor, Electrical Contractor, Excavation Contractor, HVAC Contractor, Landscaping Contractor ,Mechanical Contractor, Pool Contractor, Plumbing Contractor, Roofing Contractor or a Water & Mold Remediation Contractor, we have quality insurance carriers and programs to meet the needs of most contractors.
Employees are a key part of most businesses and there are always concerns that an employer has such as Workers Compensation Insurance and how to keep rates down and Employment Practices Liability Insurance if there is wrongful handling of employees.
General Liability Insurance is usually limited to issues that may arise on the work site or after the work has been completed where Professional Liability Insurance addresses the design of the work or being responsible for determining the scope of the work and is often referred to as E & O.
Workers Compensation Insurance is a large expense factor for most Contractors and depending upon your company’s size, you may qualify for specialty programs that can save you money. Conversely, your company may have suffered several losses and you have large losses and need to find a new carrier – we can help.
With telematics, you might be able to save money on your commercial auto insurance. It is also important to consider extra endorsements that provide for towing, vehicle rental and loss of income.
Builder’s Risk Insurance is a product that we can offer to you or your client depending upon which party is responsible for securing this insurance. You must, however, purchase this coverage at the beginning of the project as trying to get it mid- term is difficult if not impossible.